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Q: My wife’s father is close to death and he has moved all of his investments into his bank in the form of cash. He said that was done to help my wife and her brother avoid probate on those instruments. It’s not a lot of money (approximately $250,000), but since I will be doing his taxes for 2022 I’m wondering whether I will have to pay taxes on that cash. Also, will my wife and brother-in-law owe a federal gift tax on amounts over $14,000?

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Depending on your financial goals, you may find that having more than one bank account makes sense. But there’s no correct number of bank accounts to have. The key is figuring out which combination of accounts makes for the ideal match between your financial goals and your lifestyle. Here’s how to determine which bank account […]

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Maybe you love to travel and the thought of a shiny, metal card that gets you free flights is dazzling. Maybe you’re a pragmatic college student planning to study abroad…

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